Financial Independence

Was his $120,000 college degree really a huge mistake?

A 28-year-old started his adult life $120,000 in the hole from student loans. Six years later, he has a positive net worth and a realistic path to financial fre…

They said I was a trust fund baby… here’s the truth

People assumed early retirement meant I had a trust fund. The reality was a messy childhood, low-paying jobs, illness, and three intense years of delivering foo…

How turning 40 is changing my investment strategy

As I head into my 40s, my money focus is shifting from pure growth to building flexible, reliable income. In this article I walk through how I got here, the sys…