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High-yield savings accounts have issues: how I actually rank them for 2026

High-yield savings accounts have issues: how I actually rank them for 2026

High-yield savings accounts can easily earn you hundreds more per year than a traditional savings account—but the highest advertised rate isn’t the full story. …

How much should you really save for your kid’s college?

How much should you really save for your kid’s college?

Huge college cost projections can make any parent panic, but you probably don’t need to save hundreds of thousands of dollars. Here’s how to decide what portion…

How to prepare your money for a severe El Niño year

How to prepare your money for a severe El Niño year

A strong El Niño can quietly push up your food, power, and everyday costs. Here’s how to prepare your budget, pantry, and home so a weather pattern doesn’t dera…

I was laid off at 50, but the missing phone call hurt more than the money

I was laid off at 50, but the missing phone call hurt more than the money

When I was laid off after 19 years, the part that hurt most wasn’t the loss of my paycheck—it was the silence from my manager. Here’s how I prepared financially…

How people are using 529 plans as a sneaky Roth IRA backdoor

How people are using 529 plans as a sneaky Roth IRA backdoor

A new rule lets you move some leftover 529 college savings into a Roth IRA. Here’s how the strategy works, who it might help, and the fine print to watch out fo…

Best high-yield savings accounts: what you need to know

Best high-yield savings accounts: what you need to know

High-yield savings accounts can help your cash grow faster without taking on stock-market risk. Here’s how they work, how to compare them, and how to choose the…