Roth IRA

The 5 greatest inventions in personal finance (and how to use them)

Some financial inventions quietly changed everything for everyday people: index funds, Roth IRAs, Social Security, fixed-rate mortgages, and target date funds. …

How people are using 529 plans as a sneaky Roth IRA backdoor

A new rule lets you move some leftover 529 college savings into a Roth IRA. Here’s how the strategy works, who it might help, and the fine print to watch out fo…