All Articles
How to keep your private data away from AI servers (and still use ChatGPT)
If you’re pasting tax returns, bank info, or work code into AI tools, your data is probably getting stored in the cloud. Here’s how to keep the convenience of C…
Car dealers, desperate buyers, and the real cost of bad decisions
Car dealers are in business to make money, not to protect you from your own choices. In this article, I walk through a series of real-world car-buying situation…
I can't believe what people are doing with their credit cards now
Americans are drowning in credit card and “buy now, pay later” debt—and social media is turning it into entertainment. In this article, I walk through what’s re…
Why housing prices don’t always go up (and what 2008 should have taught us)
We’re often told that housing is the safest bet and that home prices always go up. The 2008 crisis proved how dangerous that belief can be—and how the system is…
2 cheap dividend stocks I’m watching in September
With bond yields near 5%, a lot of dividend stocks have quietly gotten cheaper. In this article I walk through why I’m watching Pepsi and Realty Income right no…
Mixin explained: the private crypto wallet and messenger in one app
Mixin is a crypto app that combines private messaging, a self-custody wallet, and trading tools in one place. Here’s how it works, what makes it different, and …
Why I stopped maxing my 401(k) to retire earlier
If your dream is to leave work before 59½, maxing your 401(k) might quietly be working against you. Here’s how to spot the traps in your plan and how to build a…
Top Canadian dividend stocks for the rest of 2026
If you’re a Canadian dividend investor, the usual bank stocks aren’t the only game in town anymore. Here’s a simple look at three income-focused names—Hydro One…
How Fed rate hikes, oil, and “train wreck” debt can affect your money
Rising interest rates, stubborn inflation, and a shaky bond market aren’t just headlines—they flow straight into your mortgage rate, job security, investments, …
What rising private credit defaults could mean for your money
Private credit defaults are climbing, and a huge wall of debt is coming due in the next few years. Here’s what’s happening in this corner of the market, why it …
