Retirement
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Why I stopped maxing my 401(k) to retire earlier
If your dream is to leave work before 59½, maxing your 401(k) might quietly be working against you. Here’s how to spot the traps in your plan and how to build a…
17 VA benefits most veterans never use (and the 2 calls that check them all)
If you served before 1990—or at any time—there’s a good chance the VA already has money and benefits earmarked for you or your family that no one has ever menti…
What a flat Social Security raise could mean for your benefits
Social Security raises are usually based on a percentage, which quietly favors people with higher benefits. A flat dollar raise would flip that, helping lower-b…
I was laid off at 50, but the missing phone call hurt more than the money
When I was laid off after 19 years, the part that hurt most wasn’t the loss of my paycheck—it was the silence from my manager. Here’s how I prepared financially…
What a Social Security tax hike could mean for your retirement
Social Security is facing a funding deadline, and lawmakers are quietly starting to talk about tax increases and benefit changes. Here’s what might actually cha…
Don’t panic if you start investing at 40: do this instead
If you didn’t start investing in your 20s, you’re not doomed—you just need a different game plan. Here’s why starting at 40 can still work, what actually matter…
Is retiring at 65 a mistake? Rethinking the real goal of retirement
Most of us quietly plan our entire lives around retiring at 65. But when you look at how many healthy years you’re likely to have left, that default plan can qu…
What the Japanese yen drama could mean for your mortgage and pension
There’s a lot of noise about the Japanese yen and US government debt – but it does filter down to everyday money decisions in the UK. Here’s how it can affect m…
The boring investing strategy that actually gets you to retirement
If you’re in your 50s or 60s, you don’t need a fancy strategy to retire comfortably—you need to avoid a few big mistakes. In this guide, I walk through a simple…
Why your retirement tax bracket is probably lower than you think
Many people assume their retirement income will push them into high tax brackets, but the math usually tells a different story. Here’s how Social Security, dedu…
